Trust me when I tell you that the check is no good, even though it appears to be a legitimate cashier’s check or bank check. It's another scam that tricks you into wiring (Western Union or MoneyGram) money to someone you don’t know. In my case, "Global Test Market". They are a dummy company that sent me a letter along with a check explaining what to do when I mystery shop.
On the letter it (by the way looks very professional - Company letterhead and all);
1) Identified an ID Number for me.
2) My Position - Customer Service Evaluator
3) Explained to me what they are all about. I would be making approx. $350.00 to start a week. Of course my pay would go up within a few months.
4) Broke down the money on the check - how I am suppose to spend it.
A) My first transaction would be "Stipulated Amount For Western Union assignment" - $ 2980.00
B) Service Fee Charge by MoneyGram or Western Union - $ 140.00
C) Walmart Retail Shopping assignment - $ 100.00
D) Participation Pay for the first week - $ 200.00
This totals my check amount for $ 3420.00
The last paragraph is written EXACTLY as follows (typos and all);
Please call your Assigned Training Coordinator @ 1-888-528-1114 ext 1 or 1-905-781-0234 for any further clarification or if you do not understand the offer. However, if you do understand all the instructions go ahead and deposit your check. (YOU MUST HAVE A VALID CHECKING ACCOUNT) and your coordinator is not permitted to ask you to provide any of your personal banking information and if they do please decline and ask to speak to a supervisor immediately) availability of funds is between 24 to 48 hours after you have made your deposit unless your bank states otherwise. Upon Availability of funds, you must contact your coordinator immediately as failure to do so will result in your check being voided and your coordinator will then provide you with the specific details you will need to complete your first assignment. Withdraw the required amounts and proceed to evaluations. Upon completion of evaluations, notify your coordinator and fax your market report forms and all receipts.
If you deposit the check and wire the money, your bank would soon (several days to as long as 6 weeks) learn that the check was a fake. And when the check finally clears the system and bounces, you’re out the money because
- the money you wired can’t be retrieved, and
- you’re responsible for any check you deposit — even though you can’t know whether they're fake or genuine.
I hope this post enlightened you... Remember the rule-of-thumb, If it sounds too good to be true, it most likely is.
A final note on what happen to me... I called the Bank (The one on the check) and talked with the manager of the fraud dept. I have to mail this check to them so they can use it in their training program and show employees the types of scams that are out there. Also, I called the FBI, the agent I spoke with called my coordinator "Daniel", telling him that she was referred to them by a friend and this Daniel person seemed to have a problem with explaining the contents of the letter. This is what she told me. What she did after that, I don't know. So there you have it... Please feel free to leave a comment.